Health Insurance – Independence Blue Cross
With an extensive physician and hospital network nationwide, Independence Blue Cross does not require members to designate a “primary care physician” to coordinate care, nor are specialist referrals required for eligible services. Individual and Family Rates are available.
Optional Tax Advantaged Health Savings Account (H.S.A.)
HSA’s allow you to save and plan ahead for medical bills with more versatility than any other option available.
- 100% Tax Free
- No Fees
- Balance Rolls Over at Year’s End
- Balance Accrues Interest (interest is also tax-free)
Money put into an H.S.A is 100% tax free, even after it’s used, and can be used for all medical expenses including deductibles and co-insurance. It is NOT a “Use it or Lose it” plan. Contributions to your account roll over year to year and even gain interest, just like a regular savings account. There are no hidden fees or monthly maintenance charges. You can even invest funds in your H.S.A (once you reach $2,500+) through National Financial Services, increasing your savings even further.
Healthy Equity provides the personal support to members that allows them to get the most out of their account, available via Health Equity
Dental and Term Life Insurance
Comprehensive group dental insurance through United Concordia. 1) No cost check-ups and cleaning. 2) Term Life Insurance up to $50,000. 3) All premium payments are pre-tax.
Group Disability Insurance
Protect your family and your income with coverage though UNUM, the nation’s largest disability insurance carrier. Receive up to $7,500 per month (after 6 month waiting period) until age 65 at very attractive group rates.
Child Care Cost Reimbursement
Qualified Members receive child care cost reimbursement of up to $5,000 per year, pre-tax.