Group Benefits

Enjoy uninterrupted benefit packages that follow you as you move from job to job. Our powerful group policies provide independent contractors and consultants with the security and coverage they need at an affordable rate.

Health Insurance

Combined with a high deductable plan HSA’s provide you with the most security, flexibility and coverage. Best of all, the tax free money put into your HSA not only stays in your account from year to year but also accrues interest.

• United Healthcare - HSA Choice Plus High-Deductible Health Plan

Learn why an HSA best suits the needs of Independent Contractors.

Click here to download the Healthcare Plan Comparison Chart.

Dental, Life, and Disability Insurance

Members of IPS receive comprehensive group dental, life and disability insurance through United Concordia

• United Concordia – Advantage Plus

401k Retirement Plan

Link in to one of the most attractive 401k/Profit sharing plans in the United States. Outmatching most Fortune 500 companies, our Money Purchase Plan and 401k offers hundreds of mutual funds and every stock exchange accessible. Members are able to contribute up to the legal limit so you can plan for your future how you want.

Free Business and Liability (E&O) Insurance

At no additional cost to your IPS provides the best in industry business insurance coverage. 

• Professional Liability - Policy Limit of $3,000,000 and a Claims Limit of $3,000,000 
  
• Fidelity/Crime Bonding - Policy Limit of $2,000,000 and Claims Limit of $2,000,000
• General Liability - Policy Limit $2,000,000 and Claims Limit of $2,000,000
• Excess Liability - Policy Limit of $5,000,000 and Claims Limit of $5,000,000

Fortune 1000 companies require its contractors to have robust insurance coverage. Without it you can be denied contracts or forced to work at a significantly lower bill rate through their Preferred Vendors.